Michael is a serial entrepreneur, who has spent the last decade building businesses in consumer financial services. He founded Small World Financial Services Group in 2004, growing the company to become Europe’s largest offline money transfer provider. Recognising the impact mobile and social technology could have on the international money transfer market, Michael then started Azimo to challenge high-transfer costs and drastically speed-up the way consumers send and received money abroad. The Azimo platform enables anyone to send cash, bank transfers and mobile money to over 190 countries, in 80+ different currencies. Alongside Azimo, Michael is a founder and investor in consumer finance businesses in which technology can transform the customer experience (including Tandem Bank, CorporatePay, Curve and YoYo Wallet).